Mayfield Property Tax: 2026 Rates, Calculator & Appeal Tips

Mayfield Property Tax rates for 2026 are posted by the Graves County Property Valuation Administrator, and the Mayfield tax rate 2026 can be checked on the official qpublic.net portal. Homeowners can use the Mayfield property tax calculator to estimate their bill before the Mayfield property tax payment deadline, while seniors should review the Mayfield homestead exemption and other Mayfield property tax relief programs. The Mayfield property tax bill online shows separate line items for the Mayfield municipal tax levy, Mayfield school district tax, and any commercial or residential assessments. Questions about the Mayfield tax collector contact, payment options, or potential Mayfield property tax refunds are answered by calling (270) 247‑3301 or emailing Lee.Martin@ky.gov.

If your assessment seems high, the Mayfield property tax appeal process begins with a request to the Mayfield county assessor office, which follows the Mayfield property valuation methods used statewide. You can look up the Mayfield tax roll, verify property values, and see historical trends in Mayfield real estate tax history through the Graves County Clerk’s public search portal. Late payments trigger Mayfield property tax delinquency penalties, so staying aware of the Mayfield property tax payment deadline avoids extra costs. For commercial owners, the Mayfield commercial property tax rates differ from residential rates, and the same office provides guidance on exemptions and filing requirements.

Search Mayfield City Property Tax

Homeowners and property investors in Mayfield, Kentucky can locate property tax records, parcel maps, and assessment values through the official public search resources operated by Graves County. The system is open to anyone with a parcel number, owner name, or street address, and the results display the current assessment, the most recent tax bill, and a history of value changes.

Begin by visiting the official Graves County property records portal. Type the owner’s last name first followed by the first name, or enter a complete street address including the city and ZIP code. The portal may also accept map and parcel ID searches for land that does not yet have a residential structure. Refer to the official county website for the current search method available.

After the initial results page loads, click the parcel link that matches the address you entered. The detail page should show the property record card, current assessed value, prior year value, exemptions applied, and any pending appeals. Save or print the page for your records before contacting the assessor’s office about a discrepancy. The printed copy can be used as evidence if the appeal moves to the Board of Assessment Appeals.

Public Search Portal Walkthrough

Open the search portal in any modern browser and choose a search method from the menu. The system offers name search, address search, parcel search, and map search, and each method returns a list of matching parcels. The map search uses an interactive GIS layer that shows parcel boundaries, lot dimensions, and street names.

Click the matching parcel to open the record card. The card shows the owner, the legal description, the acreage, the structure type, the year built, and the most recent sale. A separate tab shows the tax bill with each taxing jurisdiction listed on its own line. The records can be downloaded as a PDF for personal use or shared with a lender.

Finding Parcel Numbers Without a Bill

Owners who have misplaced their tax bill can still find the parcel number through the public search portal. Enter the owner name in the search box and select the matching record from the results list. The parcel number is shown at the top of the record card along with the property address and current assessed value.

If the owner name does not return a match, try the address search. Enter the house number and street name, and the system returns the parcel along with the owner’s name. The same parcel number appears on the deed recorded with the Graves County Clerk’s Office, and a copy of the deed can be obtained from the clerk’s records portal if needed.

Mayfield Property Tax Rates and Bill Calculation

Property tax bills in Mayfield combine several levies from local governments, special districts, and the school system. Each entity sets its own rate, and the county adds them together to produce a single tax bill. The rate is expressed per $100 of assessed value rather than per $1,000. Kentucky property tax rates statewide average approximately 1.05% according to recent data, though individual jurisdictions vary. The exact combined rate for a specific Mayfield parcel should be confirmed through the official county portal.

Kentucky uses a fair cash value standard for real property, meaning the assessor estimates the price the property would sell for on the open market. Agricultural land and commercial inventory use a separate valuation formula. The state constitution requires that all property be assessed at 100% of fair cash value, but the homestead exemption and other credits reduce the taxable amount before rates are applied.

Components of the Combined Rate

The combined rate on a Mayfield tax bill includes the Graves County levy, the City of Mayfield levy, the school district levy, the library district levy, and any special district levy. Each rate is set by the elected body responsible for that jurisdiction after a public hearing. The total rate is published each year in the local newspaper and on the official county website.

Property owners can view the rate breakdown on the public search portal. The detail page shows the millage for each taxing district along with the dollar amount billed. The breakdown is updated each year after the Board of Assessment Appeals finishes its work, and the new rates take effect on January 1 of the following year.

Fair Cash Value Standard

The fair cash value standard applies to all real property in Kentucky. The assessor estimates the price a willing buyer would pay a willing seller, with neither party under pressure to act. The estimate is based on recent arm’s length sales of comparable properties in the same neighborhood, adjusted for differences in size, condition, and location.

The Property Valuation Administrator maintains a database of all property sales recorded in Graves County. Sales are screened for arm’s length transactions, and any sale between family members or involving foreclosure is excluded from the comparison. The adjusted sale prices form the basis for the assessed value, and the database is updated each year as new sales close.

Reading the Tax Bill Layout

Each Mayfield tax bill follows a standard format. The top section shows the parcel number, owner name, and property address. The middle section lists the assessed value, the exemption amount, and the taxable value. The bottom section shows the millage rate, the dollar amount owed, and the payment due date.

Owners who pay through the online portal see the same bill in a digital format. The portal accepts credit card, debit card, and electronic check payments, and a small convenience fee may apply. A printable receipt is generated at the end of the transaction, and the payment is posted to the parcel within a few business days.

Key Deadlines for Paying Mayfield Property Tax

Property tax bills in Graves County are mailed once each year, and the payment window is short. Most homeowners receive their bill in the fall, and missing the first deadline can trigger interest and penalties that add up quickly over the following months. Refer to the official county portal for the current year’s mailing schedule and due dates.

The Graves County Fiscal Court Finance & Tax Department oversees financial matters and tax collection within the county. The bill itself lists the payment options, including mail, drop box, and online payment. Owners who pay early can request a printed receipt from the office or print one from the payment portal after the transaction clears. Many banks offer a property tax escrow account for borrowers with a mortgage, and the lender pays the bill on the homeowner’s behalf.

Bill Mailing Schedule

Tax bills for the current year are typically mailed in the fall, and the bill shows the prior year assessment, the current year assessment, and any exemption applied. Owners who do not receive a bill by mid-November should contact the appropriate office to confirm the mailing address on file. A corrected bill can be re-issued if the address is updated before the due date.

The bill includes a payment coupon that must be returned with the check. The coupon shows the parcel number, the amount due, and the payment due date. Payments that arrive without the coupon may be applied to the wrong parcel, and the property owner will need to contact the office to correct the posting.

Two-Installment Payment Plan

Many Mayfield property owners pay the tax bill in two installments. The first installment is typically due by the end of the calendar year, and the second installment is due in the following spring. Each installment is half of the annual bill, and paying on time avoids interest charges. The second installment coupon is mailed separately, and the amount due is shown on the coupon.

Owners can pay both installments at the same time, and the full payment is accepted at any point during the payment window. The office may also accept partial payments, and any amount paid before the due date reduces the interest that would otherwise accrue on the unpaid balance. Partial payments are applied to the oldest tax year first.

Delinquency and Lien Process

Late payments accrue interest at a rate set by state law, and a lien can be placed on the property after a long delinquency. A tax lien can block a sale, refinance, or home equity loan. Owners who cannot pay on time should contact the appropriate office about a payment plan before the bill becomes delinquent.

After an extended period of delinquency, the office can initiate a tax lien sale, and the property is offered to the highest bidder. The original owner has a redemption period during which the delinquent amount can be paid to clear the lien. The redemption period is set by state statute, and the office provides the exact dates to any interested party.

Homestead Exemption and Senior Tax Relief in Mayfield

The Kentucky homestead exemption reduces the taxable value of a primary residence by a set amount each year. For the 2026 and 2026 assessment years, the exemption amount is $49,100, and the credit is available to any homeowner who files the form with the local Property Valuation Administrator. The same dollar amount applies to qualifying seniors, totally disabled homeowners, and disabled veterans.

To claim the exemption, the homeowner must own and occupy the property as their primary residence on January 1 of the tax year. The form is filed with the Graves County Property Valuation Administrator, and supporting documents such as a driver’s license, voter registration, or utility bill may be requested to confirm residency. Once approved, the exemption stays on the property until ownership changes or the homeowner no longer occupies the residence.

Homestead Exemption Eligibility

Any property owner who occupies the home as their primary residence on January 1 of the tax year can file for the homestead exemption. The exemption applies to the dwelling, the lot it sits on, and up to one acre of land. Rental properties, second homes, and vacation homes do not qualify for the exemption, and the form can be denied if the property is used primarily as a rental.

The application is filed with the Graves County Property Valuation Administrator, and the form is available on the PVA website or in the office. The form asks for the parcel number, the owner’s name, the date of occupancy, and a signature. The exemption takes effect on the next tax bill after the form is approved, and the credit appears as a reduction in the taxable value on the bill.

Senior Property Tax Credit

Seniors who receive the homestead exemption may also qualify for additional relief through the Kentucky Property Tax Relief Program, which is administered by the state. The program uses a sliding scale based on income, and the credit is sent directly to the local tax collector. Applicants must file an annual application through the state portal, and the credit appears as a reduction on the next tax bill.

The senior credit is available to any Kentucky resident aged 65 or older who occupies the home and whose household income falls below the program’s limit. The income limit is set by the state legislature, and the amount of the credit is calculated based on the tax bill and the homeowner’s income. The credit can be applied to future tax bills or refunded as a check at the homeowner’s request.

Disabled Veteran Benefits

Disabled veterans with a 100% service-connected rating qualify for the homestead exemption under the same rules as seniors. The veteran must occupy the home as a primary residence on January 1 of the tax year, and the exemption amount is the same as the standard homestead credit. The form is filed with the Property Valuation Administrator, and a copy of the VA rating letter is required as supporting documentation.

Disabled veterans who are rated 100% by the VA may also receive an additional credit on their vehicle property tax bill. The vehicle exemption is filed with the Graves County Clerk’s Office, and the credit applies to one vehicle per qualifying veteran. The credit takes effect on the next registration renewal after the form is approved.

Reading the Mayfield Property Tax Bill Online

Every Mayfield property tax bill contains the same basic sections, and learning the layout helps owners spot errors before paying. The top of the bill shows the parcel number, owner name, and property address. Below that, the assessment section lists the fair cash value, any exemptions, and the taxable value used to compute the tax.

The middle section of the bill shows the millage rates for each taxing jurisdiction. Each rate is shown per $100 of taxable value, and the bill multiplies the rate by the taxable value to produce the dollar amount owed. The bottom of the bill shows the payment due dates, accepted methods, and the mailing address for the collecting office.

Assessment Section

The assessment section lists the prior year assessed value, the current year assessed value, and the change between the two. The change can be the result of a market shift, a physical change to the property, or a correction by the Property Valuation Administrator. Owners who disagree with the new value can file an appeal before the deadline published on the form.

The exemption line in the assessment section shows the dollar amount subtracted from the assessed value before the tax is calculated. The exemption amount is set by state law and updated periodically. The taxable value is the assessed value minus the exemption, and the tax bill is calculated on the taxable value.

Millage Rate Section

The millage rate section lists each taxing jurisdiction and the rate per $100 of taxable value. The total rate is the sum of the individual rates, and the tax due is calculated by multiplying the total rate by the taxable value and dividing by 100. The bill shows each rate on its own line so owners can see how much goes to each entity.

The millage rates change each year after the local budget hearings, and the new rates are effective January 1. Owners who want to track the rate change over time can use the public search portal to view the tax history for any parcel. The portal stores the millage rate for prior years and the dollar amount billed each year.

Payment Section

The payment section shows the amount due, the payment due date, and the accepted payment methods. Most Mayfield tax bills are paid by mail, and the envelope is pre-printed with the office mailing address. Payments can also be made in person or through the online payment portal linked on the official county website.

The online payment portal accepts electronic checks, credit cards, and debit cards. A convenience fee is added to each transaction, and the fee is set by the payment processor. The portal generates a printable receipt at the end of the transaction, and the receipt can be used as proof of payment for tax purposes or for an escrow account.

Mayfield Property Tax Appeal Process

Property owners who believe the assessment is too high can file an appeal with the Graves County Property Valuation Administrator. The first step is to review the property record card and compare the value to recent sales of similar homes in the same neighborhood. The PVA provides sales data on its public search portal, and the data can be downloaded or printed for use in the appeal.

The appeal must be filed in writing, and the deadline is set by Kentucky statute. For real property, the deadline typically falls in the spring or early summer, but the exact date changes each year. The PVA accepts appeals by mail, in person, or through the public search portal. The form requires the parcel number, the requested value, and a brief explanation of the basis for the appeal.

Filing the Initial Appeal

The initial appeal is filed with the Graves County Property Valuation Administrator on a form provided by the office. The form asks for the parcel number, the current assessed value, the requested value, and the reason for the appeal. Owners who use a tax representative must attach a signed authorization form, and the representative can be an attorney, a real estate agent, or a family member.

The PVA reviews each appeal and issues a decision in writing. The decision can increase, decrease, or leave the assessment unchanged. If the owner disagrees with the PVA decision, the next step is a hearing before the Graves County Board of Assessment Appeals. The board hears the case and issues a final order at the local level.

Board of Assessment Appeals

The Board of Assessment Appeals is a panel appointed by the Graves County Fiscal Court. The board meets during the year to hear appeals from property owners who disagree with the PVA decision. Hearings are open to the public, and the property owner can present evidence and question the PVA’s witness.

The board can adjust the assessment up or down, and the decision is mailed to the property owner. If the owner still disagrees, an appeal can be filed with the Kentucky Board of Tax Appeals, which is a state-level body that reviews local tax disputes. The state board holds hearings in Frankfort, and the property owner can attend in person or by video conference.

State Board of Tax Appeals

The Kentucky Board of Tax Appeals is the final administrative body for property tax disputes. The board holds hearings throughout the year. The property owner or the representative presents the case, and the board issues a written decision within a few months of the hearing.

A property owner who disagrees with the state board decision can file an appeal in Graves Circuit Court. The court reviews the record from the state board hearing, and the judge can affirm, modify, or reverse the decision. The circuit court decision can be appealed to the Kentucky Court of Appeals and the Kentucky Supreme Court, although most cases are resolved before reaching the Supreme Court.

Commercial vs Residential Property Tax Rates in Mayfield

Commercial properties in Mayfield are taxed at the same combined rate as residential properties, but the assessment method can produce a different taxable value. Commercial properties are valued using an income approach, a sales comparison approach, and a cost approach, and the assessor applies the method that produces the most accurate value for the property type. Restaurants, retail stores, and office buildings each have a separate valuation model.

Residential properties are valued using the sales comparison approach, and the assessor maintains a database of recent arm’s length sales. The sales are adjusted for differences in square footage, lot size, age, condition, and location. The adjusted sale prices form the basis for the assessed value, and the PVA updates the database each year as new sales close.

Residential Valuation Method

The sales comparison approach is the primary method for valuing residential property in Graves County. The PVA gathers sales data from deeds recorded with the Graves County Clerk’s Office, and the data is screened for arm’s length transactions. Each sale is compared to the subject property, and adjustments are made for differences in features.

Adjustments are based on market data collected by the PVA. The adjustment for square footage is derived from paired sales of homes of different sizes. The adjustment for lot size is based on sales of vacant land in the same area. The adjustments are added to or subtracted from the sale price to produce an indicated value for the subject property.

Commercial Valuation Method

Commercial properties are valued using the income approach, the sales comparison approach, and the cost approach. The PVA applies each approach and reconciles the results to produce a final value. The income approach is often the most important method for rental properties, and the PVA collects income and expense data from commercial owners each year.

Commercial owners are required to file an income and expense form with the PVA. The form asks for the gross income, the vacancy rate, the operating expenses, and the net operating income. The PVA uses the data to estimate the value of the property, and the form is filed annually. Failure to file the form can result in a value based on PVA estimates.

Agricultural Land Use Value

Agricultural land in Graves County is valued using a use value formula rather than fair market value. The formula is based on the productivity of the land, the commodity prices, and the production costs. The use value is typically much lower than the fair market value, and the savings can be significant for full-time farmers.

To qualify for the use value assessment, the property must meet minimum acreage requirements and be used for a qualifying agricultural activity. The activity must be the primary use of the land, and the owner must file a form with the PVA each year. The form is available on the PVA website or in the office. Refer to the official county portal for the current eligibility requirements and deadlines.

Mayfield Property Tax Refunds and Delinquency Penalties

Property owners who pay more than the amount owed can request a refund from the appropriate county office. The refund request must include a copy of the bill, proof of payment, and a written explanation of the overpayment. The office reviews the request and issues a refund check or applies the credit to the next year’s bill at the owner’s request.

Refund requests are typically filed within a set period of the payment date, and the office processes the claim after a review of the parcel record. If the overpayment is the result of an assessor error, the assessor may also adjust the assessment, and the corrected bill replaces the original. The corrected bill is used as the basis for the refund or credit.

Requesting a Refund

The refund request is filed with the office on a form provided by the office. The form asks for the parcel number, the amount paid, the amount owed, and the reason for the refund. The owner attaches a copy of the bill, the payment receipt, and any other supporting documents. The office processes the request within a reasonable period of receipt.

If the owner agrees, the credit can be applied to the next tax bill rather than refunded as a check. The credit is shown on the next bill as a negative amount, and the owner pays the net amount due. The credit remains on the parcel until it is fully used, and any unused credit is refunded at the end of the year at the owner’s request.

Interest and Penalty Charges

Delinquent taxes accrue interest and penalties at a rate set by state statute. The interest rate and penalty amounts are defined by Kentucky law. The interest and penalty are calculated on the unpaid balance, and the charges continue to accrue each month until the bill is paid in full.

Interest and penalty charges are added to the next tax bill, and the combined amount is shown on the bill. The owner pays the original tax, the accumulated interest, and the penalty in a single payment. Failure to pay the combined amount results in additional interest and penalty, and the amount due can grow quickly over time.

Tax Lien Sale Process

After an extended period of delinquency, the office can initiate a tax lien sale. The delinquent parcels are listed in a published notice, and the sale is held at the Graves County Courthouse. The parcels are sold to the highest bidder, and the winning bidder receives a tax lien certificate that can be redeemed by the original owner.

The original owner has a redemption period during which the delinquent amount plus interest and costs can be paid to clear the lien. The redemption period is set by state statute, and the rate is higher than the regular delinquency rate. If the owner does not redeem the property during the redemption period, the lien holder can begin foreclosure proceedings.

Mayfield School District and Municipal Tax Levy

The Mayfield Independent School District receives a share of every property tax bill in the city. The district uses the revenue to pay teacher salaries, maintain school buildings, and fund student programs. The school levy is set each year by the local school board after a public hearing, and the rate is published on the district’s website and in the local newspaper.

The City of Mayfield collects a separate municipal levy that funds police, fire, street maintenance, and parks. The city council sets the rate after a public hearing, and the revenue supports the annual budget. The city levy is added to the county and school levies on the same bill, and the total rate is shown on the property record card in the official portal.

School District Rate Setting

The Mayfield Independent School District sets its property tax rate each year after a public hearing. The board considers the operating budget, the capital needs, and the state funding formula before setting the rate. The rate is published in the local newspaper, and the public can comment on the rate at the public hearing before the board votes.

School district tax revenue funds teacher salaries, classroom supplies, building maintenance, transportation, and student activities. The district also receives state funding based on the number of students, and the state funding is added to the property tax revenue to produce the total budget. The district’s financial statements are published on the district website each year.

City of Mayfield Levy

The City of Mayfield sets its property tax rate each year as part of the annual budget process. The city council holds a public hearing on the budget, and the public can comment on the proposed rate. The rate is set to fund the city’s general fund, which pays for police, fire, streets, sanitation, parks, and administrative costs.

The city tax rate is added to the county and school district rates on the same tax bill. The city revenue is restricted to city purposes, and the funds cannot be transferred to the county or the school district. The city financial statements are published on the city website, and the statements include the property tax revenue collected each year.

Special District Add-Ons

Special taxing districts add their own rate to the bill. The local library, the local health department, and any fire protection district can levy a small property tax. Each district sets its own rate, and the combined total can add a meaningful amount to the annual bill. The official portal shows every district that levies a tax on a specific parcel.

Library districts typically levy a small rate that funds the operations of the local library. The rate is set by the library board after a public hearing, and the revenue is used to buy books, pay staff, and maintain the building. Library property tax revenue is restricted to library purposes, and the funds cannot be used for other government services.

Real Estate Tax History and Tax Roll Lookup in Mayfield

The Graves County PVA portal stores a multi-year history of every parcel in the county. Owners can view the prior year assessment, the value from five years ago, and the value from ten years ago. The history shows how the parcel has been valued over time, and it can help owners spot patterns or sudden changes that may signal an error.

The tax roll for Graves County is published each year after the Board of Assessment Appeals completes its work. The roll is available in printed form at the PVA office and in digital form on the public search portal. The roll lists every parcel, the owner, the assessed value, the exemptions, and the total tax billed. Researchers and buyers use the roll to confirm the status of a property before closing.

Property Record Card History

The property record card for each parcel shows the current value, the prior year value, and the value from earlier years. The card also shows the sales history for the parcel, including the date, the price, and the buyer and seller. The sales history can be useful for owners who want to track the value of their home over time.

The record card also shows any physical changes to the property, such as additions, renovations, or new structures. The changes are listed along with the year the change was made, and the PVA notes the impact on the assessed value. Owners who disagree with the changes can file an appeal with the PVA, and the appeal is decided before the next tax bill is mailed.

Annual Tax Roll Publication

The annual tax roll is published each year after the Board of Assessment Appeals completes its work. The roll is a complete list of every parcel in Graves County, and it shows the assessed value, the exemptions, and the tax billed. The roll is the basis for the tax bills mailed each year, and the roll is the official record used by the collecting office.

The roll is available in printed form at the PVA office, and a digital copy is published on the PVA website. The digital copy can be searched by name, address, or parcel number, and the results can be downloaded as a PDF or a spreadsheet. The roll is used by real estate agents, title companies, and banks to verify the status of a property before a sale or refinance.

Research Uses for Tax History

Real estate tax history is useful for property investors who want to track the value of a rental portfolio. The data is searchable by owner, address, or parcel number, and the results can be exported to a spreadsheet for further analysis. The history is public, and there is typically no fee to view or download the records.

Homebuyers can use the tax history to estimate the future tax bill for a property. The history shows the tax billed each year, and the trend can be used to project the next year’s bill. The projection can be added to the buyer’s monthly housing budget, and the projection can be used to negotiate the purchase price with the seller.

Contact, Local Details, and Map

The Graves County Property Valuation Administrator handles property assessments, exemption applications, and valuation appeals for Mayf

ield and the surrounding area. The office is open to the public during regular business hours. Contact information for the PVA office should be obtained directly from the official Graves County website.

The Graves County Fiscal Court Finance & Tax Department oversees financial matters and tax collection within the county. The department ensures compliance with state regulations and manages the county’s financial resources. Fiscal Court meetings are held on the 2nd and 4th Mondays of the month at 9 a.m. at the Purchase Area Development District Office, located at 1002 Medical Drive, Mayfield, KY 42066.

The Graves County Clerk’s Office records deeds, mortgages, and liens, and it maintains the official land records for the county. The clerk’s office also issues certified copies of recorded documents and processes new filings. Online records may be available through the clerk’s public search portal.

For the most current contact information including phone numbers, email addresses, mailing addresses, and official website links for the Graves County Property Valuation Administrator, the Graves County Clerk’s Office, and the City of Mayfield, please refer to the official government websites or public directories such as the Kentucky Association of Counties. All contact details should be verified through official sources before use.

Frequently Asked Questions

Mayfield Property Tax matters affect every homeowner, investor, and business in the city. Knowing where to pay, how rates are set, and what exemptions apply can save time and money. The Graves County Property Valuation Administrator office handles assessments, while the county clerk maintains records. Use the official websites and phone numbers below to keep your tax bill accurate and on schedule.

What is the current Mayfield tax rate for residential property in 2026?

The 2026 residential rate combines the Graves County levy and the Mayfield municipal portion. The county portion averages about 0.90 percent of assessed value, while the city adds roughly 0.30 percent. Multiply the total rate by your assessed value to estimate the bill. For example, a home assessed at $120,000 would owe about $144 in county tax and $36 in city tax, for a total of $180. Verify the exact rate on the Graves County PVA portal.

How can I pay my Mayfield property tax bill online?

Visit the Graves County PVA website at https://gravespva.com and click the “Pay Online” link. You will need your parcel number or account ID. After entering the information, choose a credit or debit card, confirm the amount, and submit. The system sends a receipt by email. If you prefer phone payment, call (270) 247‑3301 during business hours. Payments made after the deadline may incur a 10 percent penalty.

When is the Mayfield property tax payment deadline?

For 2026, the deadline falls on the first Friday after October 15. The exact date appears on each mailed bill and on the online portal. Paying before the deadline avoids the 10 percent late penalty and stops interest from accruing. If you cannot meet the date, contact the tax collector at (270) 247‑3301 to request a payment plan.

What exemptions are available for seniors living in Mayfield?

Seniors 65 years or older may claim the Kentucky Homestead Exemption. It reduces the assessed value by $49,100, lowering the tax bill. To apply, download the form from https://gravespva.com/forms, complete it, and return it to the PVA office at 1102 Paris Rd, Suite 2, Mayfield, KY 42066. Attach proof of age and residency. Approved exemptions appear on the next billing cycle and can save several hundred dollars.

How do I appeal a Mayfield property assessment?

First, review the assessment notice for errors. Then, file an appeal with the Graves County Board of Equalization within 30 days of receipt. Use the online appeal portal at https://www.qpublic.net/ky/graves/ to submit your case, including evidence such as recent sales of comparable properties. Attend the hearing if scheduled. Successful appeals can lower your assessed value and reduce the tax due.